Auto Insurance

Auto insurance is one of the most important things you can have to protect yourself and your car.

At Marilyn Todd Insurance, a Georgia-based Allstate agency, we are proud to offer industry-leading features like Accident Forgiveness and New Car Replacement. We understand that everyone’s needs are different, so we work with you to tailor a policy that fits your budget and your coverage needs.

There are many options for auto insurance, and it can be difficult to know which one is right for you. That’s why our team of experienced insurance agents is here to help. We’ll work with you to find the best policy for your needs, and we’ll be there to support you if you ever need to file a claim. Contact us today to get started.

What Is Auto Insurance?

Auto insurance is a type of insurance that helps to protect you, your car, and others on the road in the event of an accident or other automotive-related incident. It can help to cover the cost of repairs, medical bills, and more. There are many different types of auto insurance available, and it is important to choose the right one for you and your needs.

What Does Auto Insurance Cover?

Auto insurance can cover a variety of things, including:

  • Damage to your car
  • Medical expenses
  • Liability for property damage or injuries to others
  • Rental car expenses
  • Towing and labor charges

How Much Auto Insurance Do I Need?

The amount of auto insurance you need will vary depending on a number of factors, including:

  • The state in which you live
  • The type of car you drive
  • Your driving history
  • Your coverage needs and preferences

How Do I Get Auto Insurance?

You can get auto insurance through an insurance agent or a direct provider. It is important to compare rates and coverage options before choosing a policy. You may also be able to get auto insurance through your employer or a membership organization.

I Have Auto Insurance, Now What?

Once you have auto insurance, it is important to keep your policy up to date and understand what your coverage includes. You should also know how to file a claim if you ever need to. Our team at Marilyn Todd Insurance is here to help you every step of the way. Contact us today with any questions or concerns you may have.

Typical Types of Coverage

There are many different types of auto insurance coverage available. Some of the most common types of coverage include:

Liability Coverage

This type of coverage can help to protect you financially if you are found to be at fault in an accident. It can help to cover the cost of damages to other people and property.

Collision Coverage

This type of coverage can help to pay for repairs to your car if it is damaged in an accident.

Comprehensive Coverage

This type of coverage can help to pay for repairs or replacement for your car if it is damaged by something other than an accident, such as a fire or theft.

Medical Payments Coverage

This type of coverage can help to pay for medical expenses related to an accident, regardless of who is at fault.

Personal Injury Protection

This type of coverage can help to pay for medical expenses and lost wages if you are injured in an accident.

Uninsured/Underinsured Motorist Coverage

This type of coverage can help to protect you financially if you are involved in an accident with a driver who does not have insurance or does not have enough insurance to cover the cost of damages.

Roadside Assistance Coverage

This type of coverage can help to pay for services such as towing and labor if your car breaks down or you run out of gas.

Rental Car Reimbursement Coverage

This type of coverage can help to pay for the cost of a rental car if your car is damaged in an accident or otherwise unavailable.

Other Coverage

Some auto insurance policies also offer additional coverage, such as trip interruption coverage or pet injury coverage. Be sure to talk to your agent about all of the options available to you.

How Much Does Auto Insurance Cost?

The cost of auto insurance will vary depending on a number of factors, including:

  • The state in which you live
  • The type of car you drive
  • Your driving history
  • Your coverage needs and preferences

How Can I Save on Auto Insurance?

There are a few ways to save on auto insurance, including:

  • Asking about discounts
  • Comparison shopping
  • Bundling your policies
  • Raising your deductible
  • Improving your credit score

Marilyn Todd Insurance offers a variety of auto insurance options to meet your needs. We are proud to offer industry-leading features like Accident Forgiveness and New Car Replacement. Contact us today to find out how we can help.

How Much Auto Insurance Do I Need?

The amount of auto insurance you need will vary depending on your situation. Be sure to talk to your agent about all of the options available to you.

What Are Some Guidelines To Help Me Shop for Auto Insurance?

Here are a few guidelines to help you shop for auto insurance:

  • Be sure to comparison shop and get multiple quotes
  • Be sure to understand the coverages being offered
  • Be sure to read the policy documents carefully
  • Be sure to ask about any discounts that may be available

Auto Insurance FAQs (Frequently Asked Questions)

What Is the Difference Between Collision and Comprehensive Coverage?

Collision coverage can help to pay for repairs to your car if it is damaged in an accident. Comprehensive coverage can help to pay for repairs or replacement for your car if it is damaged by something other than an accident, such as a fire or theft.

Do I Need Auto Insurance If I Don’t Own a Car?

If you don’t own a car, you may still need auto insurance if you:

  • Drive a car that is not owned by you
  • Drive a car that is owned by someone in your household
  • Are a student who is away at school and do not have a car on campus

What Is the Difference Between Liability and Full Coverage?

Liability coverage can help to pay for damages to another person’s property if you are at fault in an accident. Full coverage can help to pay for repairs or replacement for your car if it is damaged in an accident.

Is Auto Insurance Mandatory?

Auto insurance is required in most states. Be sure to check with your state’s Department of Insurance for specific requirements.

Related Commercial Auto Insurance Terms

  • Auto Insurance
  • Car Insurance
  • Vehicle Insurance
  • Transportation Insurance
  • Vehicle Insurance
  • Van Insurance
  • Truck Insurance
  • Bodily Injury Liability

Get a Quote

We'll call you at a time convenient to you.

Get a Quote